The property investment vs. traditional pension debate has been ranging almost as long as the famous chicken and egg controversy. For individuals involved in the property industry, it is quite surprising that this debate is still continuing, especially when many experts believe that property investments will always be the resounding winner each time.
With the United Kingdom’s population living longer….
As some of you may have heard, Shojin Property Partners and Smartlands have been in talks over the last few months regarding the launch of the first ever tokenisation of property investment in the UK. We feel that it is an opportune time to share some more information about this partnership to help our investors understand the collaboration in a little more detail.
Is this the year that you get your financial matters in order? Are you tired of having too much month and not enough money? Do you want to build wealth, but the banks aren’t offering you the returns you need to become financially free?
Find out how to save money, build wealth and take your first steps towards becoming financially free in 2019.
For a long time, for most of us, investing was something that other people did. Other people with heaps of money, that is. Investors were seen as men in suits, starting off rich and getting richer in mysterious ways. Thankfully, that stereotype is now a thing of the past.
Today, Purpose-Built Student Accommodation (PBSA) in the UK continues to tempt wealthy investors and sovereign wealth funds. The UK PBSA market itself is currently worth £46 billion according to a Knight Frank study 2017.
90% of all millionaires earned their fortune through owning property. How can you do the same?
Did you know that there are more than 750,000 property millionaires in the UK, with the youngest being a 19-year-old who built a £12 million property portfolio? So, if you are thinking it is not possible or out of your reach… think again.
If you stand any chance of securing the best real estate investment, you should take the time to familiarise yourself with the different types of investments available, as this will give you the best chance of getting started in the property investment sector.
There are several different types of investments that you can take advantage of as a first time or experienced investor.
The spread of COVID-19 is very much a global crisis now and has caused local governments to enforce varying levels of restrictions on their populations not seen outside of war time. In the short term, this uncertainty has hit global financial markets with the medium to long-term implications being largely driven by how long restrictions and social distancing measures stay in place for.
Keeping your money safe should be a priority therefore the real question is where to invest your savings. If you look at the top two categories, FTSE and UK property, the stock market can come across as confusing and volatile, yet property investment is known to be unaffordable. Which one is right for you?
Shojin Property Partners is built on honesty, transparency and due diligence, which is why we are trusted by many property investors, property professionals and banks, with repeated business. Our extensive network, knowledge and experience enables us to help property developers fund projects they may not have been able to otherwise, and enable investors earn attractive returns.
What is an Innovative Finance ISA? In April 2016, the UK Government introduced the Innovative Finance ISA (IFISA), which sits alongside both the traditional Cash and Stocks & Shares ISAs. It is a new ISA category that enables investors to receive any returns they make on eligible crowdfunded investments tax-free.
A pension is a long-term savings plan with tax relief. Your contributions are invested with a view to grow throughout your career and to then provide you with an income during your retirement. The sooner you start saving, the more time your money gets to grow. If you are looking to take control of your finances and are considering making long-term investments with the benefit of tax incentives, you may be able now to allocate your pension money towards Shojin’s investment opportunities through our online platform. You can invest your pension monies subject to the requirements of your pension provider.
Taking a step onto the property investment ladder can be a daunting task that looks like a mountain in front of you. The range of words, definitions, the uncertainty and the desire to choose the right property project will make it imperative that you seek advice from a professional team such as ours at Shojin.
Investors are increasingly retreating from traditional cash Individual Savings Accounts (ISA) in favour of the recently launched Innovative Finance ISA (IFISA), according to a recent poll.
An Innovative Finance Isa, or IFISA, can be an attractive alternative for investors who want their ISA money to work harder than cash, and who would prefer to avoid the turbulence of the stock market. The IFISA makes it really easy to invest in the property market.
Companies are helping young people get a financial stake in property, which sounds like a good thing – but these are the risks.
Shojin Property Partners has secured over £2.1m for development projects with predicted annual returns between 20-25%, six months after launching its property crowdfunding platform.
How do you invest in property without buying a home? Brits are falling out of love with the property market. A recent report from Rathbones found that more than half of investors now take a pessimistic view on the sector.
Shojin Property Partners is the newest entrant into the property crowdfunding space. The London based, FCA regulated crowdfunding platform was officially opened on 27th September 2017.
The company has seen a 20% rise in millennials aged 18-30 investing in property crowdfunding projects since launching the platform last year.
The share of buy-to-let (BTL) lending decreased to 12.5% in June 2017 – the lowest percentage since Q3 2013 – which has led to calls from a property expert for investors to utilise crowdfunding to fund investment.
The weak pound is helping drive an increase in international investors accessing the UK property market via crowdfunding, says Shojin Property Partners.