Invest - IFISA
Tax-free investing
An Innovative Finance ISA, or IFISA, lets you invest with platforms like Shojin and receive interest tax-free.
What is an IFISA?
Invest in lending platforms and receive interest tax-free.
In April 2016, the UK Government introduced the Innovative Finance ISA (IFISA) as an alternative to the more traditional Cash and Stocks & Shares ISAs. An IFISA enables investors to use online lending platforms (like Shojin) and receive returns tax-free.
This ISA category is becoming ever more popular, particularly as investors seek to build a diversified portfolio. Following subscriptions of £36m in its first tax year (2016/17), the amount grew to £438m in the 2019/20 tax year.

How to get started
Make your first tax-free property investment in minutes






Why choose a Shojin IFISA?
Tax-free investing on a project by project basis
Calculator
Calculate your potential IFISA returns
ISA eligible investments






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Holding interest accruing
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ISA eligible




Take your investments
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