Invest - IFISA
Tax-free investing
An Innovative Finance ISA, or IFISA, lets you invest with platforms like Shojin and receive interest tax-free.
What is an IFISA?
Invest in lending platforms and receive interest tax-free.
In April 2016, the UK Government introduced the Innovative Finance ISA (IFISA) as an alternative to the more traditional Cash and Stocks & Shares ISAs. An IFISA enables investors to use online lending platforms (like Shojin) and receive returns tax-free.
This ISA category is becoming ever more popular, particularly as investors seek to build a diversified portfolio. Following subscriptions of £36m in its first tax year (2016/17), the amount grew to £438m in the 2019/20 tax year.
![Man-on-yacht](https://www.shojin.co.uk/hs-fs/hubfs/LEVEL%202%20images/Man-on-yacht.jpg?width=1000&height=1250&name=Man-on-yacht.jpg)
How to get started
Make your first tax-free property investment in minutes
![Shojin - register here-1](https://www.shojin.co.uk/hs-fs/hubfs/Onboarding%20screens/Registration%20journey/Shojin%20-%20register%20here-1.png?width=1000&height=573&name=Shojin%20-%20register%20here-1.png)
![IFISA-terms-and-conditions](https://www.shojin.co.uk/hs-fs/hubfs/Onboarding%20screens/Registration%20journey/IFISA-terms-and-conditions.png?width=1000&height=563&name=IFISA-terms-and-conditions.png)
![feature](https://www.shojin.co.uk/hs-fs/hubfs/shojin/feature.png?width=892&height=596&name=feature.png)
![Shojin-project-card](https://www.shojin.co.uk/hs-fs/hubfs/Onboarding%20screens/Registration%20journey/Shojin-project-card.png?width=1000&height=562&name=Shojin-project-card.png)
![IFISA-account](https://www.shojin.co.uk/hs-fs/hubfs/Onboarding%20screens/IFISA/IFISA-account.png?width=1000&height=562&name=IFISA-account.png)
![feature](https://www.shojin.co.uk/hs-fs/hubfs/shojin/feature.png?width=832&height=548&name=feature.png)
Why choose a Shojin IFISA?
Tax-free investing on a project by project basis
Calculator
Calculate your potential IFISA returns
ISA eligible investments
![Invest in Narrowcliff](https://www.shojin.co.uk/hs-fs/hubfs/Newquay/Cliff-Edge-External-CGI-1-800x550.jpg?width=800&height=550&name=Cliff-Edge-External-CGI-1-800x550.jpg)
![Invest in Westbrook Mills](https://www.shojin.co.uk/hs-fs/hubfs/Westbrook%20Mills/Westbrook%20Mills%20eye%20level%20CGI%20850%20575.jpg?width=850&height=575&name=Westbrook%20Mills%20eye%20level%20CGI%20850%20575.jpg)
![Interest in Romford](https://www.shojin.co.uk/hs-fs/hubfs/ROMFORD%203%20WEB%20800%20X%20550.jpg?width=799&height=550&name=ROMFORD%203%20WEB%20800%20X%20550.jpg)
![Invest in Glasgow](https://www.shojin.co.uk/hs-fs/hubfs/Motto-by-Hilton-Glasgow-3%20800.jpg?width=800&height=540&name=Motto-by-Hilton-Glasgow-3%20800.jpg)
![Invest in Camden](https://www.shojin.co.uk/hs-fs/hubfs/Oakley%20Square/Oakly-Square-LP-300x175.jpg?width=300&height=175&name=Oakly-Square-LP-300x175.jpg)
![Beaufort-Court,-560-16-9](https://www.shojin.co.uk/hs-fs/hubfs/BEAUFORT%20COURT%2c%20WEST%20HAMPSTEAD/IMAGES/Beaufort-Court%2c-560-16-9.jpg?width=560&height=315&name=Beaufort-Court%2c-560-16-9.jpg)
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Holding interest accruing
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ISA eligible
![Nina-Norton-Shojin](https://www.shojin.co.uk/hs-fs/hubfs/Headshots/Customer%20testimonials/Nina-Norton-Shojin.png?width=64&height=64&name=Nina-Norton-Shojin.png)
![Heather-OToole-Shojin](https://www.shojin.co.uk/hs-fs/hubfs/Headshots/Customer%20testimonials/Heather-OToole-Shojin.png?width=64&height=64&name=Heather-OToole-Shojin.png)
![Ray-Ng-Shojin](https://www.shojin.co.uk/hs-fs/hubfs/Headshots/Customer%20testimonials/Ray-Ng-Shojin.png?width=64&height=64&name=Ray-Ng-Shojin.png)
![Calvin-Yau-Shojin](https://www.shojin.co.uk/hs-fs/hubfs/Headshots/Customer%20testimonials/Calvin-Yau-Shojin.png?width=64&height=64&name=Calvin-Yau-Shojin.png)
Take your investments
to the next level.
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