---
title: Partners | Discover how Shojin work with next level partners
description: Shojin partners with specialists across real estate, legal functions and technology.
image: https://www.shojin.co.uk/hubfs/Logos/Shojin.co.uk-Featured-Image.jpg
---

 Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

 Risk information

**Risk summary for investments in speculative illiquid securities which are arranged by a firm by way of an online platform.**

 

**Estimated reading time: 2 min**

 

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be very complex and high risk.

 

**What are the key risks?**

 

1. **You could lose all the money you invest** 
     - By investing into a real estate project through Shojin you will be investing in a Bond instrument issued by Special Purpose Vehicles (SPV’s) which provide a funding facility for the purpose of real estate development. If the project fails, Investors can lose some or all of the money they invested.
     - Advertised rates of return aren’t guaranteed. This is not a savings account. If the project doesn’t pay the SPV back as agreed, you could earn less money than expected or nothing at all. A higher advertised rate of return means a higher project risk with an increased probability of losing your money.
     - Due Diligence and project oversight is carried out by the platform on each Shojin project that you are investing into to assess how well they are expected to perform. However, you should always also do your own research before investing.
     - These investments are sometimes held in an Innovative Finance ISA (IFISA). While any potential gains from your investment will be tax free, you can still lose all your money. An IFISA does not reduce the risk of the investment or protect you from losses.
2. **You are unlikely to be protected if something goes wrong** 
     - Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. [Try the FSCS investment protection checker here.](https://www.fscs.org.uk/check/investment-protection-checker)
     - Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA regulated firm, FOS may be able to consider it. [Learn more about FOS protection here.](https://www.financial-ombudsman.org.uk/consumers)
3. **You are unlikely to get your money back quickly** 
     - This type of property investment could face delays that can delay payments. These investments could also fail altogether and be unable to repay investors their money.
     - You have the opportunity to sell your investment early through the secondary market but there is no guarantee you will be able to find someone willing to buy.
4. **This is a complex investment** 
     - This investment has a complex structure to ensure the interest of investors is protected. Investments are made into each designated project SPV and are ringfenced from other project SPV's to ensure full transparency of each investment made.
     - You may wish to get financial advice to understand how the structure works before deciding to invest.
5. **Don’t put all your eggs in one basket** 
     - Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
     - [A good rule of thumb is not to invest more than 10% of your money in high-risk investments.](https://www.fca.org.uk/investsmart/5-questions-ask-you-invest)

[If you are interested in learning more about how to protect yourself, visit the FCA’s website here.](https://www.fca.org.uk/investsmart)

[For further information about minibonds, visit the FCA’s website here](https://www.fca.org.uk/consumers/mini-bonds).

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 Who is Shojin for

[![user-list-light](https://www.shojin.co.uk/hubfs/shojin/icons/user-list-light.svg) ![user-list-hover](https://www.shojin.co.uk/hubfs/shojin/icons/user-list-hover.svg) Individuals](https://www.shojin.co.uk/invest/who-is-shojin-for/individuals)

[![chalkboard-teacher-light](https://www.shojin.co.uk/hubfs/shojin/icons/chalkboard-teacher-light.svg) ![chalkbord-teacher-hover](https://www.shojin.co.uk/hubfs/shojin/icons/chalkbord-teacher-hover.svg) Family offices](https://www.shojin.co.uk/invest/who-is-shojin-for/family-offices)

[![presentation-chart-light](https://www.shojin.co.uk/hubfs/shojin/icons/presentation-chart-light.svg) ![presentation-chart-hover](https://www.shojin.co.uk/hubfs/shojin/icons/presentation-chart-hover.svg) Wealth managers](https://www.shojin.co.uk/invest/who-is-shojin-for/wealth-managers)

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 Products

[![git-fork-light](https://www.shojin.co.uk/hubfs/shojin/icons/git-fork-light.svg) ![git-fork-light-1](https://www.shojin.co.uk/hubfs/shojin/icons/git-fork-light-1.svg) Whole loan](https://www.shojin.co.uk/borrow/products/whole-loan)

[![house-line-light](https://www.shojin.co.uk/hubfs/shojin/icons/house-line-light.svg) ![house-line-hover](https://www.shojin.co.uk/hubfs/shojin/icons/house-line-hover.svg) Mezzanine](https://www.shojin.co.uk/borrow/products/mezzanine)

[![door-light](https://www.shojin.co.uk/hubfs/shojin/icons/door-light.svg) ![door-hover](https://www.shojin.co.uk/hubfs/shojin/icons/door-hover.svg) Bridge](https://www.shojin.co.uk/products/bridge)

[![door-light](https://www.shojin.co.uk/hubfs/shojin/icons/door-light.svg) ![door-hover](https://www.shojin.co.uk/hubfs/shojin/icons/door-hover.svg) Stabilisation and finish & exit](https://www.shojin.co.uk/stabilisation-finish-exit)

 How to borrow

[![tree-structure-light](https://www.shojin.co.uk/hubfs/shojin/icons/tree-structure-light.svg) ![tree-structure-hover](https://www.shojin.co.uk/hubfs/shojin/icons/tree-structure-hover.svg) How it works](https://www.shojin.co.uk/borrow/how-it-works)

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 Insights

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 Resources

[![question-light](https://www.shojin.co.uk/hubfs/shojin/icons/question-light.svg) ![question-hover](https://www.shojin.co.uk/hubfs/shojin/icons/question-hover.svg) FAQs](https://www.shojin.co.uk/faqs)

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[![video\_library\_FILL0\_wght100\_GRAD0\_opsz24](https://www.shojin.co.uk/hubfs/ICONS/New%20Icons/video_library_FILL0_wght100_GRAD0_opsz24.svg) ![Artboard 1](https://www.shojin.co.uk/hubfs/ICONS/New%20Icons/Artboard%201.svg) Video explainers](https://www.shojin.co.uk/video-faqs)

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 Learn more

[![globe-light](https://www.shojin.co.uk/hubfs/shojin/icons/globe-light.svg) ![globe-hover](https://www.shojin.co.uk/hubfs/shojin/icons/globe-hover.svg) About us](https://www.shojin.co.uk/company/about-us)

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- [Login](https://portal.shojin.co.uk/user/login)
- [Sign up](https://invest.shojin.co.uk/express-interest-investing-2026)

 Next level opportunities

 Shojin is a fractional property investment platform. We share opportunities for global investors to gain exceptional returns.

[Why us ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)](https://www.shojin.co.uk/invest/why-us) [Overview ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)](https://www.shojin.co.uk/invest)

 How to invest

[![chart-line-light](https://www.shojin.co.uk/hubfs/shojin/icons/chart-line-light.svg) ![chart-line-hover](https://www.shojin.co.uk/hubfs/shojin/icons/chart-line-hover.svg) Products Explore ways to earn interest on capital or income on capital growth](https://www.shojin.co.uk/invest/products)

[![chart-bar-light](https://www.shojin.co.uk/hubfs/shojin/icons/chart-bar-light.svg) ![chart-bar-hover](https://www.shojin.co.uk/hubfs/shojin/icons/chart-bar-hover.svg) IFISA Invest in a tax efficient way with our Innovative Finance ISA](https://www.shojin.co.uk/invest/products/ifisa)

[![circles-three-light](https://www.shojin.co.uk/hubfs/shojin/icons/circles-three-light.svg) ![circle-three-hover](https://www.shojin.co.uk/hubfs/shojin/icons/circle-three-hover.svg) Pensions Take control of you pension by using SIPP & SSAS products](https://www.shojin.co.uk/invest/products/pensions)

 Who is Shojin for

[![user-list-light](https://www.shojin.co.uk/hubfs/shojin/icons/user-list-light.svg) ![user-list-hover](https://www.shojin.co.uk/hubfs/shojin/icons/user-list-hover.svg) Individuals We make real estate investing more accessible for individual investors](https://www.shojin.co.uk/invest/who-is-shojin-for/individuals)

[![chalkboard-teacher-light](https://www.shojin.co.uk/hubfs/shojin/icons/chalkboard-teacher-light.svg) ![chalkbord-teacher-hover](https://www.shojin.co.uk/hubfs/shojin/icons/chalkbord-teacher-hover.svg) Family offices Investment opportunities for SFOs, MFOs and HNWs](https://www.shojin.co.uk/invest/who-is-shojin-for/family-offices)

[![presentation-chart-light](https://www.shojin.co.uk/hubfs/shojin/icons/presentation-chart-light.svg) ![presentation-chart-hover](https://www.shojin.co.uk/hubfs/shojin/icons/presentation-chart-hover.svg) Wealth managers We work with finance professionals and intermediaries to share opportunities](https://www.shojin.co.uk/invest/who-is-shojin-for/wealth-managers)

 Fund your next project

 We support borrowers at every step of the journey, from acquisition through to development and exit.

[Why us ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)](https://www.shojin.co.uk/borrow/why-us) [Overview ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)](https://www.shojin.co.uk/borrow)

 Products

[![git-fork-light](https://www.shojin.co.uk/hubfs/shojin/icons/git-fork-light.svg) ![git-fork-light-1](https://www.shojin.co.uk/hubfs/shojin/icons/git-fork-light-1.svg) Whole loan We provide a combination of senior and junior debt to allow developers to take on larger schemes](https://www.shojin.co.uk/borrow/products/whole-loan)

[![house-line-light](https://www.shojin.co.uk/hubfs/shojin/icons/house-line-light.svg) ![house-line-hover](https://www.shojin.co.uk/hubfs/shojin/icons/house-line-hover.svg) Mezzanine Top up funding that allows you to minimise your contribution, enhancing your return on capital whilst maintaining full control.](https://www.shojin.co.uk/borrow/products/mezzanine)

[![door-light](https://www.shojin.co.uk/hubfs/shojin/icons/door-light.svg) ![door-hover](https://www.shojin.co.uk/hubfs/shojin/icons/door-hover.svg) Bridge Short-term senior and junior debt for land acquisition, refinancing, and conversions.](https://www.shojin.co.uk/products/bridge)

[![door-light](https://www.shojin.co.uk/hubfs/shojin/icons/door-light.svg) ![door-hover](https://www.shojin.co.uk/hubfs/shojin/icons/door-hover.svg) Stabilisation and finish & exit Investment finance for completed or near-complete schemes that need time to optimise value before permanent refinancing or sale.](https://www.shojin.co.uk/stabilisation-finish-exit)

 How to borrow

[![tree-structure-light](https://www.shojin.co.uk/hubfs/shojin/icons/tree-structure-light.svg) ![tree-structure-hover](https://www.shojin.co.uk/hubfs/shojin/icons/tree-structure-hover.svg) How it works Our process focuses on delivering an exceptional outcome for all parties.](https://www.shojin.co.uk/borrow/how-it-works)

[![laptop-light](https://www.shojin.co.uk/hubfs/shojin/icons/laptop-light.svg) ![laptop-hover](https://www.shojin.co.uk/hubfs/shojin/icons/laptop-hover.svg) Apply Submit your application or request a call back](https://www.shojin.co.uk/borrow/how-it-works#APPLY)

 Elevate your investing

 Browse our blog for news, features, market update and special reports to build your real estate investing knowledge.

[All insights ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)](https://www.shojin.co.uk/insights)

 Insights

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[![notification-light](https://www.shojin.co.uk/hubfs/shojin/icons/notification-light.svg) ![notification](https://www.shojin.co.uk/hubfs/shojin/icons/notification.svg) Market updates Expert insight and analysis](https://www.shojin.co.uk/insights/tag/market-updates)

[![note-pencil-light](https://www.shojin.co.uk/hubfs/shojin/icons/note-pencil-light.svg) ![note-pencil-hover](https://www.shojin.co.uk/hubfs/shojin/icons/note-pencil-hover.svg) Blog Stay up-to-date with news and views](https://www.shojin.co.uk/insights/tag/blog)

 Resources

[![question-light](https://www.shojin.co.uk/hubfs/shojin/icons/question-light.svg) ![question-hover](https://www.shojin.co.uk/hubfs/shojin/icons/question-hover.svg) FAQs](https://www.shojin.co.uk/faqs)

[![list-dashes-light](https://www.shojin.co.uk/hubfs/shojin/icons/list-dashes-light.svg) ![list-dashes-hover](https://www.shojin.co.uk/hubfs/shojin/icons/list-dashes-hover.svg) Glossary Learn and understand some of the terms we use in materials such as investment memorandums.](https://www.shojin.co.uk/glossary)

[![video\_library\_FILL0\_wght100\_GRAD0\_opsz24](https://www.shojin.co.uk/hubfs/ICONS/New%20Icons/video_library_FILL0_wght100_GRAD0_opsz24.svg) ![Artboard 1](https://www.shojin.co.uk/hubfs/ICONS/New%20Icons/Artboard%201.svg) Video explainers Watch our short video FAQs](https://www.shojin.co.uk/video-faqs)

 Our company

 Shojin is an FCA-regulated fractional investing platform enabling global investors to build their wealth from UK-based real estate investment opportunities.

[Contact us ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)](https://www.shojin.co.uk/company/contact-us)

 Learn more

[![globe-light](https://www.shojin.co.uk/hubfs/shojin/icons/globe-light.svg) ![globe-hover](https://www.shojin.co.uk/hubfs/shojin/icons/globe-hover.svg) About us Our mission, vision and purpose](https://www.shojin.co.uk/company/about-us)

[![users-three-light](https://www.shojin.co.uk/hubfs/shojin/icons/users-three-light.svg) ![user-three-hover](https://www.shojin.co.uk/hubfs/shojin/icons/user-three-hover.svg) Team We're an experienced team of real estate and investment professionals](https://shojin.co.uk/company/about-us#TEAM)

  

[![list-checks-light](https://www.shojin.co.uk/hubfs/shojin/icons/list-checks-light.svg) ![list-checks](https://www.shojin.co.uk/hubfs/shojin/icons/list-checks.svg) Careers Take your career to the next level](https://www.shojin.co.uk/company/careers)

[![git-fork-light](https://www.shojin.co.uk/hubfs/shojin/icons/git-fork-light.svg) ![git-fork-light-1](https://www.shojin.co.uk/hubfs/shojin/icons/git-fork-light-1.svg) Partnerships Partner with us to increase access to real estate investing](https://www.shojin.co.uk/company/partnerships)

 Partnerships

# Next level partners

 We work with partners to build a future where real estate investing is more fair, accessible and transparent.

[Partner with Shojin](https://www.shojin.co.uk/company/partnerships#contact-us)

## Why partner with us

### Working together to increase access to real estate investing

Collaboration has always been at the heart of our business model. 

 

In addition to working closely with developers and investors, we partner with service providers and other platforms.

 

Our long term strategy is to facilitate an ecosystem of accessible property investment opportunities.  

![People-talking-from-balcony](https://www.shojin.co.uk/hs-fs/hubfs/LEVEL%202%20images/People-talking-from-balcony.jpg?width=1000&height=1250&name=People-talking-from-balcony.jpg)

 

## Our partners

#### Strategic partners

[![LINUS-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/LINUS-1200-1000.jpg "LINUS-1200-1000")](https://www.linus-finance.com/en)

##### Linus Finance

---

Germany-based investment platform offering institutional-quality real estate fixed income investments. 

[Find out more](https://www.linus-finance.com/en)

[![KILLIK-&-CO-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/KILLIK-%26-CO-1200-1000.jpg "KILLIK-&-CO-1200-1000")](https://killik.com/)

##### KILLIK & Co

---

Shojin partners with Killik to allow investors to invest via a SIPP (Self-Invested Personal Pension), a tax-efficient wrapper. 

[Find out more](https://www.shojin.co.uk/invest/products/pensions)

[![BRITISH-BUSINESS-BANK-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/BRITISH-BUSINESS-BANK-1200-1000.jpg "BRITISH-BUSINESS-BANK-1200-1000")](https://www.british-business-bank.co.uk/)

##### British Business Bank

---

The British Business Bank are an equity investor in Shojin. They are now one of Shojin's largest shareholders.

[Find out more](https://www.shojin.co.uk/insights/shojin-announce-future-fund-conversion)

[![REINVEST24-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/REINVEST24-1200-1000.jpg "REINVEST24-1200-1000")](https://www.reinvest24.com/en)

##### Reinvest24

---

Estonia-based investment platform covering much of Europe, focussed on making real estate a more accessible asset class. 

[Find out more](https://www.reinvest24.com/en)

[![ANAROCK-1200-1000-1](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/ANAROCK-1200-1000-1.jpg "ANAROCK-1200-1000-1")](https://anarock.me)

##### Anarock Middle East

---

A global real estate firm that offers consulting, research, advisory, and brokerage services to international clients.

[Find out more](https://anarock.me)

[![ALTA-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/ALTA-1200-1000.jpg "ALTA-1200-1000")](https://alta.exchange/)

##### Alta

---

Alta is a private securities exchange that powers cross-border listing and trading of capital market products.

[Find out more](https://www.shojin.co.uk/insights/shojin-announces-new-partnership-with-leading-singapore-platform)

#### Service partners

[![SHAREIN-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/SHAREIN-1200-1000.jpg "SHAREIN-1200-1000")](https://www.sharein.com/)

##### ShareIn

---

Shojin partners with ShareIn to deliver our direct investment platform. ShareIn are a leading UK technology provider. 

[Find out more](https://www.sharein.com/)

[![COSEGIC-1200-1000](https://www.shojin.co.uk/hubfs/FAQ%20videos/COSEGIC-1200-1000.jpg "COSEGIC-1200-1000")](https://www.cosegic.com/)

##### Cosegic

---

Cosegic is one of the UK's leading compliance consultancies providing assistance with FCA authorisation. 

[Find out more](https://www.cosegic.com/)

[![LEAMAN-MATTEI-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/LEAMAN-MATTEI-1200-1000.jpg "LEAMAN-MATTEI-1200-1000")](https://leamanmattei.com/)

##### Leaman Mattei

---

Leaman Mattei is an independent chartered accountants, practising for more than 30 years. They are Shojin's financial auditors. 

[Find out more](https://leamanmattei.com/)

#### Legal partners

[![CMS-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/CMS-1200-1000.jpg "CMS-1200-1000")](https://cms.law/en/gbr/)

##### CMS

---

CMS is an international law firm, advising Shojin on a range of legal issues and supporting corporate structuring.

[Find out more](https://cms.law/en/gbr/)

[![HAROLD-BENJAMIN-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/HAROLD-BENJAMIN-1200-1000.jpg "HAROLD-BENJAMIN-1200-1000")](https://haroldbenjamin.com/)

##### Harold Benjamin

---

Harold Benjamin is a market leader for its legal expertise, assisting Shojin across a broad range of property related matters. 

[Find out more](https://haroldbenjamin.com/)

[![BOWLING-&-CO-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/BOWLING-%26-CO-1200-1000.jpg "BOWLING-&-CO-1200-1000")](https://www.bowlinglaw.co.uk/)

##### Bowling & Co

---

Bowling & Co is a client-focused firm acting as trusted advisors to Shojin across real estate deal origination and management. 

[Find out more](https://www.bowlinglaw.co.uk/)

#### Capital partners

[![SHAWBROOK-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/SHAWBROOK-1200-1000.png "SHAWBROOK-1200-1000")](https://www.shawbrook.co.uk/)

##### Shawbrook

---

Shawbrook is a commercial bank with an award-winning specialist property finance division, providing senior finance to borrowers. 

[Find out more](https://www.shawbrook.co.uk/)

[![UTB-1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/UTB-1200-1000.png "UTB-1200-1000")](https://www.utbank.co.uk/)

##### UTB

---

UTB is a specialist bank who provide secured funding facilities, working with Shojin to provide development finance. 

[Find out more](https://www.utbank.co.uk/)

[![WEST ONE 1200-1000](https://www.shojin.co.uk/hubfs/PARTNERS%20PAGE/LOGOS/RESIZE/WEST%20ONE%201200-1000.png "WEST ONE 1200-1000")](https://www.westoneloans.co.uk/)

##### West One

---

West One is a leading provider of specialist mortgages and property finance, creating integrated lending solutions in the UK. 

[Find out more](https://www.westoneloans.co.uk/)

 

Let's connect

## How can we work together?

Get in touch to discuss partnership opportunities

![Igor-Gobatsevich---Shojin---circle](https://www.shojin.co.uk/hs-fs/hubfs/Headshots/CIRCULAR/Circle%20in%20a%20square/Igor-Gobatsevich---Shojin---circle.png?width=626&height=609&name=Igor-Gobatsevich---Shojin---circle.png)

"Through partnerships we look to collaborate with other market players, focussing our combined strengths to achieve our mutual commercial goals much faster and more efficiently."

Igor Gorbatsevich

Head of Digital, Shojin

Schedule a call

## Go further with Shojin

![key-light](https://www.shojin.co.uk/hubfs/shojin/icons/key-light.svg)

 More opportunity

 No management fees. Smaller sums to take part. Lowered barriers for access.

![chalkboard-teacher-light](https://www.shojin.co.uk/hubfs/shojin/icons/chalkboard-teacher-light.svg)

 Shared risk

 Shojin puts own funds into projects. We share in the risk and rewards together.

![user-list-light](https://www.shojin.co.uk/hubfs/shojin/icons/user-list-light.svg)

 Knowledge

 We use our thorough due diligence and expertise to ensure the best outcome – and you’re not left out the loop.

![line-segments-light](https://www.shojin.co.uk/hubfs/shojin/icons/line-segments-light.svg)

 Wealth

 You get paid out before we do. You’re more likely to gain higher returns than traditional, inflexible investing routes.

## Follow us

[![linkedin](https://www.shojin.co.uk/hubfs/shojin/icons/linkedin.svg) ![linkedin-h](https://www.shojin.co.uk/hubfs/shojin/icons/linkedin-h.svg)](https://www.linkedin.com/company/shojin-property-partners) [![facebook](https://www.shojin.co.uk/hubfs/shojin/icons/facebook.svg) ![facebook-h](https://www.shojin.co.uk/hubfs/shojin/icons/facebook-h.svg)](https://www.facebook.com/ShojinUK) [![instagram](https://www.shojin.co.uk/hubfs/shojin/icons/instagram.svg) ![instagram-h](https://www.shojin.co.uk/hubfs/shojin/icons/instagram-h.svg)](https://www.instagram.com/shojinpropertyUK) [![twitter](https://www.shojin.co.uk/hubfs/shojin/icons/twitter.svg) ![twitter-h](https://www.shojin.co.uk/hubfs/shojin/icons/twitter-h.svg)](https://twitter.com/ShojinProperty)

 Invest

- [Overview](https://www.shojin.co.uk/invest)
- [Why us](https://www.shojin.co.uk/invest/why-us)
- [For Individuals](https://www.shojin.co.uk/invest/who-is-shojin-for/individuals)
- [For Family Office](https://www.shojin.co.uk/invest/who-is-shojin-for/family-offices)
- [For Wealth Managers](https://www.shojin.co.uk/invest/who-is-shojin-for/wealth-managers)
- [Products](https://www.shojin.co.uk/invest/products)
- [IFISA](https://www.shojin.co.uk/invest/products/ifisa)
- [Pensions](https://www.shojin.co.uk/invest/products/pensions)

 Borrow

- [Overview](https://www.shojin.co.uk/borrow)
- [Why us](https://www.shojin.co.uk/borrow/why-us)
- [Senior](https://www.shojin.co.uk/borrow/products/senior-debt)
- [Mezzanine](https://www.shojin.co.uk/borrow/products/mezzanine)
- [Equity](https://www.shojin.co.uk/borrow/products/equity)
- [How it works](https://www.shojin.co.uk/borrow/how-it-works)
- [Apply](https://www.shojin.co.uk/borrow/how-it-works#ENQUIRE)

 Learn

- [All insights](https://www.shojin.co.uk/insights)
- [Masterclass](https://www.shojin.co.uk/insights/tag/masterclass)
- [Special reports](https://www.shojin.co.uk/insights/tag/special-reports)
- [Market updates](https://www.shojin.co.uk/insights/tag/market-updates)
- [Blog](https://www.shojin.co.uk/insights/tag/blog)
- [FAQs](https://www.shojin.co.uk/faqs)
- [Glossary](https://www.shojin.co.uk/glossary)

 Legals

- [Terms & conditions](https://www.shojin.co.uk/website-terms-conditions)
- [Privacy Policy](https://www.shojin.co.uk/privacy-policy)
- [Key Risks](https://www.shojin.co.uk/key-risks)
- [Risk Management disc](https://www.shojin.co.uk/pillar-3)
- [IFISA T&Cs](https://www.shojin.co.uk/ifisa-terms-conditions)

 Other

- [About us](https://www.shojin.co.uk/company/about-us)
- [Our team](https://www.shojin.co.uk/company/about-us#TEAM)
- [Careers](https://www.shojin.co.uk/company/careers)
- [Contact us](https://www.shojin.co.uk/company/contact-us)

 Awards

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 MEZZANINE LENDER OF THE YEAR

 WINNER

 Alternative Credit Awards 2024

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 MOST INNOVATIVE PROPERTY INVESTMENT PLATFORM

 WINNER

 SME Finance Awards 2023

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 BRIDGING LENDER OF THE YEAR

 WINNER

 P2P Finance Awards 2023

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 INNOVATIVE LENDER OF THE YEAR

 HIGHLY COMMENDED

 P2P Finance Awards 2022

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 FINANCIER OF THE YEAR, RESIDENTIAL

 FINALIST

 RESI Awards 2021

 Member

![AREIP-logo](https://www.shojin.co.uk/hs-fs/hubfs/shojin/AREIP-logo.png?width=156&height=80&name=AREIP-logo.png) ![UKFCA WHITE](https://www.shojin.co.uk/hs-fs/hubfs/UKFCA%20WHITE.png?width=95&height=114&name=UKFCA%20WHITE.png) ![logo\_CREFCE\_logo\_white\_clear\_background](https://www.shojin.co.uk/hs-fs/hubfs/logo_CREFCE_logo_white_clear_background.png?width=150&height=54&name=logo_CREFCE_logo_white_clear_background.png)

 Important note

Please note that property investments involve risks including loss of capital, illiquidity, default of a borrower and lack of returns. The risks involved will vary by project types, so please make sure you have read and understood the specific risks associated with the investment. Investments made on this website should only be made as part of a diversified investment portfolio. For more details, see the Key Risks. Projections or estimated returns are not a reliable indicator of actual future performance and eventual returns or dividends may be lower than predicted. Information presented on this website is for guidance purposes only and does not constitute financial advice. If you are unsure of the suitability of an investment, please contact your financial adviser for professional advice.

Shojin is a trading name of Shojin Financial Services Limited. This website is a financial promotion approved by Shojin Financial Services Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 716765) (see [www.fca.org.uk/register](https://www.fca.org.uk/firms/financial-services-register) for more information). Companies that issue investments on this platform, including bonds issued by Shojin entities, are not themselves regulated by the Financial Conduct Authority and investments made on this site are not covered by the Financial Services Compensation Scheme. The investment opportunities listed on this website are not offers to the public and can only be entered into by certain types of investors who have satisfied certain investment criteria.

[![shojin-footer-logo](https://www.shojin.co.uk/hs-fs/hubfs/shojin/shojin-footer-logo.png?width=86&height=31&name=shojin-footer-logo.png)](https://www.shojin.co.uk)

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