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Our company
Shojin is an FCA-regulated fractional investing platform enabling global investors to build their wealth from UK-based real estate investment opportunities.


Fund your next project

We specialise in providing junior finance for developers. When combined with senior debt, we can fund up to 97% of project costs.


What we offer

A partner that gets it.

Starting out as developers ourselves, we understand the opportunities and challenges within real estate, and that no two investments are the same.


We support professional developers by providing bespoke funding solutions tailored for each opportunity – from ground up development to finish and exit and asset stabilization, we act as a financing partner for each stage of the cycle to support your goals.

High risk / High return
Medium risk / Medium return
Low risk / Low return


Up to 97% LTC / Profit Share

Designed to stretch your funding and maximise returns by minimising borrower equity.

  • Secured charge
  • No ownership of the SPV
  • Profit share/Fixed Return
  • Suitable for experienced borrowers



Up to 90% LTC / Fixed Interest

Top up funding that sits between senior debt and borrower equity, increasing available funding of up to 90% of total costs.

  • Secured second charge
  • Higher fixed interest rate
  • Higher borrower returns



Up to 80% LTC / Fixed Interest

Term loans that need to be repaid first. As they sit in the most senior position, they carry lower interest rates and are therefore highly desirable.
  • Secured 1st charge
  • Lower interest rate
1. Project submission
Review our criteria and submit your project.
2. Initial review
We'll review your case, obtain committee approval and submit an indicative funding offer.
3. Due diligence
We undertake full due diligence and instruct third party professionals.
4. Legals
Loan and security agreements will be drafted and finalised.
5. Draw down
Once due diligence has completed and legal documents signed, funds will be released.

Go further with Shojin

With a deep understanding of real estate and finance, we can support a wide range of requirements, regardless of the complexity.
With a strong background in development, our team have the track record, expertise and external relationships to proactively support every transaction.
We value transparency at every stage, from how our loans are structured to the costs involved, providing certainty throughout a project and when taking on new opportunities.
Complexities inevitably arise throughout the process. We’ll work with you to formulate a solution that works for all parties, focusing on building long-term relationships in the process.