---
title: £1m land bridge on Kent development site repaid in full
description: £1m land bridge for development site in Hever, Kent, repaid in full within seven months.
image: https://www.shojin.co.uk/hubfs/Oast%20Farm,%20Kent/Images/Oast-farm-1.jpg
---

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# £1m land bridge on Kent development site repaid in full

![Oast-farm-1](https://www.shojin.co.uk/hs-fs/hubfs/Oast%20Farm,%20Kent/Images/Oast-farm-1.jpg?width=938&height=622&name=Oast-farm-1.jpg)

 

Our first charge land bridge for a consented 13-home development site in Hever, Kent, was repaid in full last week, seven months from drawdown.

 

Shojin provided a £1m facility to fund the acquisition of the site. The loan was structured at 56% of residual land value based on a Strutt & Parker valuation of £1.875m, with first charge security, personal guarantees from three directors covering 100% of the facility, and interest serviced monthly.

 

The developer needed to complete quickly and the bridge gave them the time to secure the land and arrange follow-on financing. The facility was repaid in full with no complications.

 

**Got a scheme to discuss?**

 

We're reviewing new enquiries for bridge, mezzanine and development facilities.

Get in touch: [funding@shojin.co.uk](mailto:funding@shojin.co.uk)

[Written by Shojin](https://www.shojin.co.uk/insights/author/shojin)

 Published 

 05 March 2026

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 The board of Shojin, after undertaking an extensive search, is pleased to announce the appointment...

[![](https://www.shojin.co.uk/hs-fs/hubfs/Blog/2025/08%20August/Four%20factors%20for%20developers/josh-olalde-X1P1_EDNnok-unsplash.jpg?width=352&name=josh-olalde-X1P1_EDNnok-unsplash.jpg)](https://www.shojin.co.uk/insights/four-cost-increases-hitting-sme-developer-margins)

[Special reports](https://www.shojin.co.uk/insights/tag/special-reports), [Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Four cost increases hitting SME developer margins](https://www.shojin.co.uk/insights/four-cost-increases-hitting-sme-developer-margins)

 If you're a developer using pre-2024 cost assumptions, your margins are under pressure.

[![uk construction sites](https://www.shojin.co.uk/hs-fs/hubfs/Blog/2025/10%20October/Three-separate-UK-construction-sites-against-a-blue-sky.jpg?width=352&name=Three-separate-UK-construction-sites-against-a-blue-sky.jpg)](https://www.shojin.co.uk/insights/why-only-1-in-3-development-opportunities-now-makes-the-cut)

[Market updates](https://www.shojin.co.uk/insights/tag/market-updates), [Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Why only 1 in 3 development opportunities now makes the cut](https://www.shojin.co.uk/insights/why-only-1-in-3-development-opportunities-now-makes-the-cut)

 A major new report from Zoopla has confirmed what we've been seeing in our deal flow for the past...

[![](https://www.shojin.co.uk/hs-fs/hubfs/Lansdowne%20Hill/West-Norwood--2025.jpg?width=352&name=West-Norwood--2025.jpg)](https://www.shojin.co.uk/insights/shojin-repays-1.5million-to-investors-in-a-south-london-residential-scheme)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Shojin repays £1.5million to investors in a South London residential scheme](https://www.shojin.co.uk/insights/shojin-repays-1.5million-to-investors-in-a-south-london-residential-scheme)

[![](https://www.shojin.co.uk/hs-fs/hubfs/Blog/Whats%20wrong%20with%20the%2060-40%20portfolio/Whats-wrong-with-the-60-40-portfolio-2.jpg?width=352&name=Whats-wrong-with-the-60-40-portfolio-2.jpg)](https://www.shojin.co.uk/insights/news/what-s-wrong-with-the-60-40-portfolio)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [What’s wrong with the 60/40 portfolio?](https://www.shojin.co.uk/insights/news/what-s-wrong-with-the-60-40-portfolio)

[![](https://www.shojin.co.uk/hs-fs/hubfs/LEVEL%202%20images/People-conversing-on-balcony.jpg?width=352&name=People-conversing-on-balcony.jpg)](https://www.shojin.co.uk/insights/market-update-april-2024)

[Market updates](https://www.shojin.co.uk/insights/tag/market-updates)

### [Market Update - April 2024](https://www.shojin.co.uk/insights/market-update-april-2024)

[![UK constuction update Q4 2055](https://www.shojin.co.uk/hs-fs/hubfs/Blog/2025/Development-market-update-Q4.jpg?width=352&name=Development-market-update-Q4.jpg)](https://www.shojin.co.uk/insights/q4-2025-construction-bulletin-supply-constraints-demand-opportunity)

[Market updates](https://www.shojin.co.uk/insights/tag/market-updates), [Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Q4 2025 construction bulletin: Supply constraints, demand opportunity](https://www.shojin.co.uk/insights/q4-2025-construction-bulletin-supply-constraints-demand-opportunity)

 As we enter Q4 2025, three data points define the UK property development landscape: housing...

[![Masterclass-October-2022---MOBILE](https://www.shojin.co.uk/hs-fs/hubfs/Masterclass/Blog%20thumbs/October%202022/Masterclass-October-2022---MOBILE.jpg?width=352&name=Masterclass-October-2022---MOBILE.jpg)](https://www.shojin.co.uk/insights/shojin-masterclass-build-to-rent-vs-buy-to-let)

[Masterclasses](https://www.shojin.co.uk/insights/tag/masterclasses)

### [Build to rent vs buy to let masterclass: October 2023](https://www.shojin.co.uk/insights/shojin-masterclass-build-to-rent-vs-buy-to-let)

[![STORM NYC](https://www.shojin.co.uk/hs-fs/hubfs/pexels-johnboy-6385264-2.jpg?width=352&name=pexels-johnboy-6385264-2.jpg)](https://www.shojin.co.uk/insights/tariff-turmoil-investors-flight-to-safety)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Tariff turmoil: Investors flight to stability](https://www.shojin.co.uk/insights/tariff-turmoil-investors-flight-to-safety)

 Following Donald Trump’s sweeping tariffs on US imports, the global financial markets are facing...

[![](https://www.shojin.co.uk/hs-fs/hubfs/Blog/2025/06%20June/Kent%20market%20analysis/Kent-rural-housing-1000.jpg?width=352&name=Kent-rural-housing-1000.jpg)](https://www.shojin.co.uk/insights/the-planning-revolution-what-sme-developers-need-to-know-right-now)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [The planning revolution: what SME developers need to know right now](https://www.shojin.co.uk/insights/the-planning-revolution-what-sme-developers-need-to-know-right-now)

[![Beaufort-Court-CGI-1000px](https://www.shojin.co.uk/hs-fs/hubfs/BEAUFORT%20COURT,%20WEST%20HAMPSTEAD/IMAGES/Beaufort-Court-CGI-1000px.jpg?width=352&name=Beaufort-Court-CGI-1000px.jpg)](https://www.shojin.co.uk/insights/project-launch-beaufort-court-west-hampstead)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Project launch: West Hampstead, London](https://www.shojin.co.uk/insights/project-launch-beaufort-court-west-hampstead)

 Invest in the dynamic London real estate market with this attractive opportunity in West Hampstead.

[![West-Hampstead-street.jpg-square](https://www.shojin.co.uk/hs-fs/hubfs/BEAUFORT%20COURT,%20WEST%20HAMPSTEAD/IMAGES/West-Hampstead-street.jpg-square.jpg?width=352&name=West-Hampstead-street.jpg-square.jpg)](https://www.shojin.co.uk/insights/west-hampsteads-evolution-a-microcosm-of-londons-growth)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [West Hampstead's evolution: a microcosm of London's growth](https://www.shojin.co.uk/insights/west-hampsteads-evolution-a-microcosm-of-londons-growth)

[![](https://www.shojin.co.uk/hs-fs/hubfs/DSC00219.jpg?width=352&name=DSC00219.jpg)](https://www.shojin.co.uk/insights/welcoming-new-faces-driving-shojins-vision-forward-together)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [Welcoming new faces: Driving Shojin's vision forward together](https://www.shojin.co.uk/insights/welcoming-new-faces-driving-shojins-vision-forward-together)

 In the fast-paced world of real estate investment, Shojin proudly welcomes several new joiners,...

[![](https://www.shojin.co.uk/hs-fs/hubfs/The-exit-problem--.jpg?width=352&name=The-exit-problem--.jpg)](https://www.shojin.co.uk/insights/the-exit-problem-why-property-sales-are-taking-longer-than-ever)

[Blog](https://www.shojin.co.uk/insights/tag/blog)

### [The exit problem: Why property sales are taking longer than ever](https://www.shojin.co.uk/insights/the-exit-problem-why-property-sales-are-taking-longer-than-ever)

 What's changed about property sales timelines?

[![Trading-real-estate-investments-online---May-2022---MOBILE](https://www.shojin.co.uk/hs-fs/hubfs/Masterclass/Blog%20thumbs/MAY%202022/Trading-real-estate-investments-online---May-2022---MOBILE.jpg?width=352&name=Trading-real-estate-investments-online---May-2022---MOBILE.jpg)](https://www.shojin.co.uk/insights/shojin-masterclass-trading-real-estate-investments-online)

[Masterclasses](https://www.shojin.co.uk/insights/tag/masterclasses)

### [Trading real estate investments online: May 2022](https://www.shojin.co.uk/insights/shojin-masterclass-trading-real-estate-investments-online)

 Watch Jatin Ondhia, Shojin CEO, and Igor Gorbatsevich, Shojin Head of Digital, discussing how...

[![Masterclass-April-2022---MOBILE](https://www.shojin.co.uk/hs-fs/hubfs/Masterclass/Blog%20thumbs/April%202022/Masterclass-April-2022---MOBILE.jpg?width=352&name=Masterclass-April-2022---MOBILE.jpg)](https://www.shojin.co.uk/insights/shojin-masterclass-maximising-profit-from-real-estate)

[Masterclasses](https://www.shojin.co.uk/insights/tag/masterclasses)

### [Maximising profit from real estate: April 2022](https://www.shojin.co.uk/insights/shojin-masterclass-maximising-profit-from-real-estate)

[![Masterclass-March-2022---MOBILE](https://www.shojin.co.uk/hs-fs/hubfs/Masterclass/Blog%20thumbs/March%202022/Masterclass-March-2022---MOBILE.jpg?width=352&name=Masterclass-March-2022---MOBILE.jpg)](https://www.shojin.co.uk/insights/shojin-masterclass-grow-your-wealth-through-property)

[Masterclasses](https://www.shojin.co.uk/insights/tag/masterclasses)

### [Grow your wealth through property: March 2022](https://www.shojin.co.uk/insights/shojin-masterclass-grow-your-wealth-through-property)

[![Market-Outlook---May-2023---mobile](https://www.shojin.co.uk/hs-fs/hubfs/Masterclass/Blog%20thumbs/May%202023/Market-Outlook---May-2023---mobile.png?width=352&name=Market-Outlook---May-2023---mobile.png)](https://www.shojin.co.uk/insights/shojin-masterclasses-market-outlook)

[Masterclasses](https://www.shojin.co.uk/insights/tag/masterclasses)

### [Property market outlook: May 2023](https://www.shojin.co.uk/insights/shojin-masterclasses-market-outlook)

## Take your investments to the next level.

Sign up for access to our expertly selected investment opportunities. Build your diversified property portfolio today.

[Sign up ![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light.svg)![](https://www.shojin.co.uk/hubfs/shojin/icons/arrow-right-light-white.svg)](https://portal.shojin.co.uk/user/register)

## Go further with Shojin

![key-light](https://www.shojin.co.uk/hubfs/shojin/icons/key-light.svg)

 1. More opportunity

 No management fees. Smaller sums to take part. Lowered barriers for access.

![chalkboard-teacher-light](https://www.shojin.co.uk/hubfs/shojin/icons/chalkboard-teacher-light.svg)

 2. Shared risk

 Shojin earns revenue based on the success of each project. We share in the risk and rewards together

![user-list-light](https://www.shojin.co.uk/hubfs/shojin/icons/user-list-light.svg)

 3. Knowledge

 We use our thorough due diligence and expertise to ensure the best outcome – and you’re not left out the loop.

![line-segments-light](https://www.shojin.co.uk/hubfs/shojin/icons/line-segments-light.svg)

 4. Wealth

 You get paid out before we do. You’remore likely to gain higher returns than traditional, inflexible investing routes.

## Follow us

[![linkedin](https://www.shojin.co.uk/hubfs/shojin/icons/linkedin.svg) ![linkedin-h](https://www.shojin.co.uk/hubfs/shojin/icons/linkedin-h.svg)](https://www.linkedin.com/company/shojin-property-partners) [![facebook](https://www.shojin.co.uk/hubfs/shojin/icons/facebook.svg) ![facebook-h](https://www.shojin.co.uk/hubfs/shojin/icons/facebook-h.svg)](https://www.facebook.com/ShojinUK) [![instagram](https://www.shojin.co.uk/hubfs/shojin/icons/instagram.svg) ![instagram-h](https://www.shojin.co.uk/hubfs/shojin/icons/instagram-h.svg)](https://www.instagram.com/shojinpropertyUK) [![twitter](https://www.shojin.co.uk/hubfs/shojin/icons/twitter.svg) ![twitter-h](https://www.shojin.co.uk/hubfs/shojin/icons/twitter-h.svg)](https://twitter.com/ShojinProperty)

 Invest

- [Overview](https://www.shojin.co.uk/invest)
- [Why us](https://www.shojin.co.uk/invest/why-us)
- [For Individuals](https://www.shojin.co.uk/invest/who-is-shojin-for/individuals)
- [For Family Office](https://www.shojin.co.uk/invest/who-is-shojin-for/family-offices)
- [For Wealth Managers](https://www.shojin.co.uk/invest/who-is-shojin-for/wealth-managers)
- [Products](https://www.shojin.co.uk/invest/products)
- [IFISA](https://www.shojin.co.uk/invest/products/ifisa)
- [Pensions](https://www.shojin.co.uk/invest/products/pensions)

 Borrow

- [Overview](https://www.shojin.co.uk/borrow)
- [Why us](https://www.shojin.co.uk/borrow/why-us)
- [Senior](https://www.shojin.co.uk/borrow/products/senior-debt)
- [Mezzanine](https://www.shojin.co.uk/borrow/products/mezzanine)
- [Equity](https://www.shojin.co.uk/borrow/products/equity)
- [How it works](https://www.shojin.co.uk/borrow/how-it-works)
- [Apply](https://www.shojin.co.uk/borrow/how-it-works#ENQUIRE)

 Learn

- [All insights](https://www.shojin.co.uk/insights)
- [Masterclass](https://www.shojin.co.uk/insights/tag/masterclass)
- [Special reports](https://www.shojin.co.uk/insights/tag/special-reports)
- [Market updates](https://www.shojin.co.uk/insights/tag/market-updates)
- [Blog](https://www.shojin.co.uk/insights/tag/blog)
- [FAQs](https://www.shojin.co.uk/faqs)
- [Glossary](https://www.shojin.co.uk/glossary)

 Legals

- [Terms & conditions](https://www.shojin.co.uk/website-terms-conditions)
- [Privacy Policy](https://www.shojin.co.uk/privacy-policy)
- [Key Risks](https://www.shojin.co.uk/key-risks)
- [Risk Management disc](https://www.shojin.co.uk/pillar-3)
- [IFISA T&Cs](https://www.shojin.co.uk/ifisa-terms-conditions)

 Other

- [About us](https://www.shojin.co.uk/company/about-us)
- [Our team](https://www.shojin.co.uk/company/about-us#TEAM)
- [Careers](https://www.shojin.co.uk/company/careers)
- [Contact us](https://www.shojin.co.uk/company/contact-us)

 Awards

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 MEZZANINE LENDER OF THE YEAR

 WINNER

 Alternative Credit Awards 2024

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 MOST INNOVATIVE PROPERTY INVESTMENT PLATFORM

 WINNER

 SME Finance Awards 2023

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 BRIDGING LENDER OF THE YEAR

 WINNER

 P2P Finance Awards 2023

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 INNOVATIVE LENDER OF THE YEAR

 HIGHLY COMMENDED

 P2P Finance Awards 2022

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 FINANCIER OF THE YEAR, RESIDENTIAL

 FINALIST

 RESI Awards 2021

 Member

![AREIP-logo](https://www.shojin.co.uk/hs-fs/hubfs/shojin/AREIP-logo.png?width=156&height=80&name=AREIP-logo.png) ![UKFCA WHITE](https://www.shojin.co.uk/hs-fs/hubfs/UKFCA%20WHITE.png?width=95&height=114&name=UKFCA%20WHITE.png) ![logo\_CREFCE\_logo\_white\_clear\_background](https://www.shojin.co.uk/hs-fs/hubfs/logo_CREFCE_logo_white_clear_background.png?width=150&height=54&name=logo_CREFCE_logo_white_clear_background.png)

 Important note

Please note that property investments involve risks including loss of capital, illiquidity, default of a borrower and lack of returns. The risks involved will vary by project types, so please make sure you have read and understood the specific risks associated with the investment. Investments made on this website should only be made as part of a diversified investment portfolio. For more details, see the Key Risks. Projections or estimated returns are not a reliable indicator of actual future performance and eventual returns or dividends may be lower than predicted. Information presented on this website is for guidance purposes only and does not constitute financial advice. If you are unsure of the suitability of an investment, please contact your financial adviser for professional advice.

Shojin is a trading name of Shojin Financial Services Limited. This website is a financial promotion approved by Shojin Financial Services Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 716765) (see [www.fca.org.uk/register](https://www.fca.org.uk/firms/financial-services-register) for more information). Companies that issue investments on this platform, including bonds issued by Shojin entities, are not themselves regulated by the Financial Conduct Authority and investments made on this site are not covered by the Financial Services Compensation Scheme. The investment opportunities listed on this website are not offers to the public and can only be entered into by certain types of investors who have satisfied certain investment criteria.

[![shojin-footer-logo](https://www.shojin.co.uk/hs-fs/hubfs/shojin/shojin-footer-logo.png?width=86&height=31&name=shojin-footer-logo.png)](https://www.shojin.co.uk)

 © 2026 Shojin — All Rights Reserved

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