---
title: Shojin joins the Mayor's International Business Programme
description: Shojin has been accepted onto the London & Partners Mayor’s International Business Programme, supported by The Mayor of London. Notable alumni include Revolut.
image: https://www.shojin.co.uk/hubfs/Blog/Shojin%20joins%20MIBP/Shojin-joins-MIBP---featured.jpg
---

 Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

 Risk information

**Risk summary for investments in speculative illiquid securities which are arranged by a firm by way of an online platform.**

 

**Estimated reading time: 2 min**

 

Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be very complex and high risk.

 

**What are the key risks?**

 

1. **You could lose all the money you invest** 
     - By investing into a real estate project through Shojin you will be investing in a Bond instrument issued by Special Purpose Vehicles (SPV’s) which provide a funding facility for the purpose of real estate development. If the project fails, Investors can lose some or all of the money they invested.
     - Advertised rates of return aren’t guaranteed. This is not a savings account. If the project doesn’t pay the SPV back as agreed, you could earn less money than expected or nothing at all. A higher advertised rate of return means a higher project risk with an increased probability of losing your money.
     - Due Diligence and project oversight is carried out by the platform on each Shojin project that you are investing into to assess how well they are expected to perform. However, you should always also do your own research before investing.
     - These investments are sometimes held in an Innovative Finance ISA (IFISA). While any potential gains from your investment will be tax free, you can still lose all your money. An IFISA does not reduce the risk of the investment or protect you from losses.
2. **You are unlikely to be protected if something goes wrong** 
     - Protection from the Financial Services Compensation Scheme (FSCS), in relation to claims against failed regulated firms, does not cover poor investment performance. [Try the FSCS investment protection checker here.](https://www.fscs.org.uk/check/investment-protection-checker)
     - Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance. If you have a complaint against an FCA regulated firm, FOS may be able to consider it. [Learn more about FOS protection here.](https://www.financial-ombudsman.org.uk/consumers)
3. **You are unlikely to get your money back quickly** 
     - This type of property investment could face delays that can delay payments. These investments could also fail altogether and be unable to repay investors their money.
     - You have the opportunity to sell your investment early through the secondary market but there is no guarantee you will be able to find someone willing to buy.
4. **This is a complex investment** 
     - This investment has a complex structure to ensure the interest of investors is protected. Investments are made into each designated project SPV and are ringfenced from other project SPV's to ensure full transparency of each investment made.
     - You may wish to get financial advice to understand how the structure works before deciding to invest.
5. **Don’t put all your eggs in one basket** 
     - Putting all your money into a single business or type of investment for example, is risky. Spreading your money across different investments makes you less dependent on any one to do well.
     - [A good rule of thumb is not to invest more than 10% of your money in high-risk investments.](https://www.fca.org.uk/investsmart/5-questions-ask-you-invest)

[If you are interested in learning more about how to protect yourself, visit the FCA’s website here.](https://www.fca.org.uk/investsmart)

[For further information about minibonds, visit the FCA’s website here](https://www.fca.org.uk/consumers/mini-bonds).

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[Blog](https://www.shojin.co.uk/insights/tag/blog)  1 min read

# Shojin joins the Mayor's International Business Programme

![](https://www.shojin.co.uk/hubfs/Blog/Shojin%20joins%20MIBP/Shojin-joins-MIBP---desktop.jpg)

![](https://www.shojin.co.uk/hubfs/Blog/Shojin%20joins%20MIBP/Shojin-joins-MIBP---mobile.jpg)

Shojin has been accepted onto the London & Partners Mayor’s International Business Programme.

 

The 12-month programme supports London-based scaleups to grow internationally. With no fee or equity involved, the programme offers unrivalled access to a whole host of workshops, events, trade missions and also a world-class mentoring scheme. 

Notable programme alumni include Revolut, Pavegen, Monzo, Olio, Bloom & Wild, Babylon Health and Checkout.com.  

“Congratulations and welcome to The Mayor’s International Business Programme," said a London & Partners spokesperson.    
    
“The programme is tailored to fit specific international growth ambitions. An exclusive programme, it provides a bespoke mentoring scheme, delivered by leading entrepreneurs and business leaders; expert advice and workshops; targeted trade missions and access to live leads and opportunities.” 

Shojin has been accepted into Cohort 24, which is for all four sectors (Creative, Urban, Finance, Business services & tech, Life sciences). Companies need to fulfil the following criteria to be accepted; Be London-based, have 10 to 250 employees, turnover - or have raised - over £1million per annum, and 20% year on year growth.

“This is a real accolade and achievement for Shojin,” said Jatin Ondhia, Shojin Co-Founder and CEO. 

“As a business owner, you get used to people or growth schemes over-promising and mostly under-delivering. The Mayor's International Business Programme is the single best piece of external support that a scaleup could need.” 

Companies join the programme in cohorts, giving a unique opportunity to collaborate and share knowledge with others in their sector.    
  
**The programme offers:**  

- One-to-one and one-to-many mentoring and ongoing guidance from entrepreneurs and business leaders
- Focused workshops and events that provide the opportunity to learn from expert advisers
- Exclusive connections to top corporates in London and internationally through access to the corporates initiative
- Live leads for specific business opportunities in North America, Europe, China and India
- The opportunity to join high-profile targeted trade missions led by a team of international business experts
- A dedicated Trade Manager who will be Shojin’s main point of contact throughout our journey

[Written by Shojin](https://www.shojin.co.uk/insights/author/shojin)

 Published 

 13 October 2022

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## Take your investments to the next level.

Sign up for access to our expertly selected investment opportunities. Build your diversified property portfolio today.

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## Go further with Shojin

![key-light](https://www.shojin.co.uk/hubfs/shojin/icons/key-light.svg)

 1. More opportunity

 No management fees. Smaller sums to take part. Lowered barriers for access.

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 4. Wealth

 You get paid out before we do. You’remore likely to gain higher returns than traditional, inflexible investing routes.

## Follow us

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 MEZZANINE LENDER OF THE YEAR

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 Alternative Credit Awards 2024

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 MOST INNOVATIVE PROPERTY INVESTMENT PLATFORM

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 SME Finance Awards 2023

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 BRIDGING LENDER OF THE YEAR

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 INNOVATIVE LENDER OF THE YEAR

 HIGHLY COMMENDED

 P2P Finance Awards 2022

![award](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award.png?width=48&height=40&name=award.png) ![award-image-mobile](https://www.shojin.co.uk/hs-fs/hubfs/shojin/award-image-mobile.png?width=36&height=35&name=award-image-mobile.png)

 FINANCIER OF THE YEAR, RESIDENTIAL

 FINALIST

 RESI Awards 2021

 Member

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 Important note

Please note that property investments involve risks including loss of capital, illiquidity, default of a borrower and lack of returns. The risks involved will vary by project types, so please make sure you have read and understood the specific risks associated with the investment. Investments made on this website should only be made as part of a diversified investment portfolio. For more details, see the Key Risks. Projections or estimated returns are not a reliable indicator of actual future performance and eventual returns or dividends may be lower than predicted. Information presented on this website is for guidance purposes only and does not constitute financial advice. If you are unsure of the suitability of an investment, please contact your financial adviser for professional advice.

Shojin is a trading name of Shojin Financial Services Limited. This website is a financial promotion approved by Shojin Financial Services Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 716765) (see [www.fca.org.uk/register](https://www.fca.org.uk/firms/financial-services-register) for more information). Companies that issue investments on this platform, including bonds issued by Shojin entities, are not themselves regulated by the Financial Conduct Authority and investments made on this site are not covered by the Financial Services Compensation Scheme. The investment opportunities listed on this website are not offers to the public and can only be entered into by certain types of investors who have satisfied certain investment criteria.

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