The property investment vs. traditional pension debate has been ranging almost as long as the famous chicken and egg controversy. For individuals involved in the property industry, it is quite surprising that this debate is still continuing, especially when many experts believe that property investments will always be the resounding winner each time. With the United Kingdom’s population living longer….
As some of you may have heard, Shojin Property Partners and Smartlands have been in talks over the last few months regarding the launch of the first ever tokenisation of property investment in the UK. We feel that it is an opportune time to share some more information about this partnership to help our investors understand the collaboration in a little more detail.
Is this the year that you get your financial matters in order? Are you tired of having too much month and not enough money? Do you want to build wealth, but the banks aren’t offering you the returns you need to become financially free?
Find out how to save money, build wealth and take your first steps towards becoming financially free in 2019.
Keeping your money safe should be a priority therefore the real question is where to invest your savings. If you look at the top two categories, FTSE and UK property, the stock market can come across as confusing and volatile, yet property investment is known to be unaffordable. Which one is right for you?
For a long time, for most of us, investing was something that other people did. Other people with heaps of money, that is. Investors were seen as men in suits, starting off rich and getting richer in mysterious ways. Thankfully, that stereotype is now a thing of the past.
Today, Purpose-Built Student Accommodation (PBSA) in the UK continues to tempt wealthy investors and sovereign wealth funds. The UK PBSA market itself is currently worth £46 billion according to a Knight Frank study 2017.
90% of all millionaires earned their fortune through owning property. How can you do the same? Did you know that there are more than 750,000 property millionaires in the UK, with the youngest being a 19-year-old who built a £12 million property portfolio? So, if you are thinking it is not possible or out of your reach… think again.
Shojin Property Partners is built on honesty, transparency and due diligence, which is why we are trusted by many property investors, property professionals and banks, with repeated business. Our extensive network, knowledge and experience enables us to help property developers fund projects they may not have been able to otherwise, and enable investors earn attractive returns.
Before we can understand how blockchain and cryptocurrency will affect the UK property market we need to understand a little bit more about each topic and how they work together. What is blockchain? According to the Harvard Business Review, blockchain is “an open, distributed ledger that can record transactions between two parties efficiently and in a verifiable and permanent way”.
Over the last few years, Property Crowdfunding has grown in popularity as it finally allows individuals to invest in property with relatively small amounts of money. It is also an innovative way for a wide range of investors, with different risk appetites, to start investing their funds into a variety of projects. Here are some tips on what to look for when choosing a Property Crowdfunding company.
If you stand any chance of securing the best real estate investment, you should take the time to familiarise yourself with the different types of investments available, as this will give you the best chance of getting started in the property investment sector. There are several different types of investments that you can take advantage of as a first time or experienced investor.
The property market can be a minefield, especially if you’re looking to get your foot on the ladder as a first-time investor. And, with plenty of investment opportunities available allowing you to take advantage of investments across the entire spectrum, buying property as an investment has never been so easy.
With inflation at 2.7% and banks paying 0.5% per year, if the answer is no, then the chances are, you’re loosing money every day. For example, do you use your £11,000 Capital Gains Allowance when you’re investing in property? It’s tax free and very few people use it, simply because they don’t know how. What’s more, do you use your tax allowance? Do you know how your investments return, or how much you’re paying in fees? Are your investments right for you at this time in your life?
Despite a turbulent property marketplace, purchasing a property remains one of the best investments you can make, and there are always opportunities out there to make a healthy return on investment, especially if you’re willing to look a little harder!However, since 2007, the so-called “jilted generation” has understandably struggled to get on the property ladder due to a deteriorating economic landscape.
What are the best ways to get started in the property investment sector?
This is a question that we regularly hear from investors.The property market can be quite confusing and sometimes you don’t know the best way to get started in property investment. Fear not… there is an easy way to invest in property without having lots of money, time, or an even knowledge or experience working within the property market.
At Shojin we work together with you to give you the advice and guidance on property investments of all types. From small short-term projects that are primed for smaller returns through to larger properties designed for long-term investments, we can help make the whole process simple for you.
Shojin offers a variety of investment products to suit your property investing needs - whether it is a hands-free buy to let investment or the more potentially lucrative property development projects. This blog article will take you through the various investment opportunities in the UK offered by Shojin and help you in your decision to find the best property investment suitable for you.
What is an Innovative Finance ISA? In April 2016, the UK Government introduced the Innovative Finance ISA (IFISA), which sits alongside both the traditional Cash and Stocks & Shares ISAs. It is a new ISA category that enables investors to receive any returns they make on eligible crowdfunded investments tax-free.
In the UK, we have always loved buy-to-let investing. It’s an investment in bricks and mortar, you can see it, touch it, feel it and even live in it. How many other investments can boast that!? What’s more, every budding property tycoon has read that property values increase, on average, at 10% per year over the long term, so it’s a sure winner, right? Perhaps, once upon a time, BTL investments made a lot of sense. A lot of people made a lot of money in the BTL market. However, times have changed. Those things that once drove the immense growth in the BTL market no longer support it.
A pension is a long-term savings plan with tax relief. Your contributions are invested with a view to grow throughout your career and to then provide you with an income during your retirement. The sooner you start saving, the more time your money gets to grow. If you are looking to take control of your finances and are considering making long-term investments with the benefit of tax incentives, you may be able now to allocate your pension money towards Shojin’s investment opportunities through our online platform. You can invest your pension monies subject to the requirements of your pension provider.