You could lose all of your money invested in these products. These are high-risk investments and much riskier than a savings account. ISA eligibility does not guarantee returns or protect you from losses. Some investments on this website are only available to investors who meet certain net worth or investment sophistication criteria.

Refer to our Key Risks.

Corporate Bonds

Corporate Bond investments are ideal for investors that would like to invest their funds at a company level and prefer the certainty of fixed returns. They come with various options including monthly or annual income and short or longer loan terms. Lifestyle Bond investments are perfect for those that are interested in a more flexible return than investing directly into an individual project. With the added benefit of being able to invest through an ISA (UK tax residents only), your fixed return Lifestyle Bond is a simple, tax-free investment opportunity.

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BUY-TO-LET

Our Buy-to-Let products enable you effectively to become a landlord without the hassle. You can benefit from regular rental income and / or capital growth, enabling you to diversify your portfolio across multiple properties, whilst knowing that your portfolio is being managed by experienced professionals.

Although Buy-to-Let investments are typically very hands-on, as an individual has to purchase a property and then take care of all the management, we make Buy-to-Let investment simple and stress-free by applying our Property Crowdfunding Model.

Whether it is regular income or capital gains that you are looking for, Shojin enables you to diversify your portfolio, without having to deal with all the time-consuming administration, tax and regulatory complications.

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BRIDGE LOANS

Bridge loans typically run for 3-12 months and are used to provide an interim funding solution for property developers to accomplish strategic near-term objectives before the main line of finance is put in place. They are secured by a first charge on the property.

These products are well suited for investors who prefer fixed returns which are secured by an underlying asset within shorter timescales.

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MEZZANINE LOANS

Mezzanine loans are generally used by property developers who need additional capital for a project, but do not want to give away their equity and are happy to take a lower position in the funding structure. The loans typically last throughout the project for up to 36 months. They are secured by a second charge against the property which will rank behind the senior bank’s charge.

These products are well suited for investors who prefer investments with fixed returns which are secured by an underlying asset within longer timescales.

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Development

Development equity is typically structured as a loan which sits below the senior bank debt in the funding structure and entitles you to share in the profits of a project.

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