You could lose all of your money invested in these products. These are high-risk investments and much riskier than a savings account. ISA eligibility does not guarantee returns or protect you from losses. Refer to our Key Risks.
The Innovative Finance ISA, or IFISA, lets you invest in lending platforms and receive interest tax-free. You can now transfer any existing ISAs and invest up to £20,000 in the 2021/22 tax year into Shojin projects and benefit from tax savings on any returns you receive.
Investing through IFISAs is a great way of diversifying your investment strategy and taking advantage of tax incentives which helps you grow your capital.
Setting up your IFISA through our platform is quick, simple and free.
Invest your full 2020/21 allowance of £20,000 and enjoy tax-free returns.
Transferring any existing ISAs into Shojin projects is straightforward and quick.
It is completely free to open an Innovative Finance ISA with Shojin.
Open an IFISA account on our platform in minutes.
Choose from our wide variety of IFISA eligible projects.
Sit back and relax while your returns are delivered tax-free.