You could lose all of your money invested in these products. These are high-risk investments and much riskier than a savings account. ISA eligibility does not guarantee returns or protect you from losses. Some investments on this website are only available to investors who meet certain net worth or investment sophistication criteria.

Refer to our Key Risks.

WHAT IS AN IFISA?

The Innovative Finance ISA lets you invest in lending platforms and receive interest tax-free. You can now transfer any existing ISAs and invest up to £20,000 in the 2019/20 tax year into Shojin projects and benefit from tax savings on any returns you receive.

Investing through IFISAs is a great way of diversifying your investment strategy and taking advantage of tax incentives which helps you grow your capital.

Setting up your IFISA thorough our platform is quick, simple and free.

BENEFITS OF IFISA

TAX-FREE RETURNS

Invest your full 2019/20 allowance of £20,000 and enjoy tax-free returns.

TRANSFERABILITY

Transferring any existing ISAs into Shojin projects is straightforward and quick.

NO FEES

It is completely free to open an Innovative Finance ISA with Shojin.

How it works

OPEN ACCOUNT

Open an IFISA account on our platform in minutes.

INVEST

Choose from our wide variety of IFISA eligible projects.

EARN RETURNS

Sit back and relax whilst your returns are delivered tax-free.