Many feel it looming… and why shouldn’t we be concerned? Although nobody can precisely predict when it is going to happen in this fast-paced global economy, the signs are there; inflation, the increase of public and private debt and record-low interest rates. These are key ingredients for the “perfect storm”, another global financial crisis! Although no one can predict when or if it will happen, it is good to be prepared when it does.
IS THIS AN ECONOMIC ARMAGEDDON?
Here in the UK, the uncertainty that comes with Brexit causes enough anxiety as it is. Unfortunately, it goes beyond that now that our economy is more connected and exposed to risk than ever before. Is the term “economic Armageddon” really an over-statement? When considering global monetary policy, it is quickly becoming clear it is now caught in a debt trap of its own making.
We all felt the bitter consequences of the Lehman Brothers crash but at present, with US, Chinese and European consumers currently heavily in debt, when the next wave hits, it is going to be without any possibility of shelter. To add to this, central banks are continuing to artificially support economies with softening money printing policies paving a very ineffective and increasingly dangerous path.
WHAT TO DO NEXT?
Despite the risk of potential job loss and loss of income brought on by excessive debts, there is still a window of time for individuals to take steps to prepare for the financial crisis.
Many financial experts are currently dedicated to providing tips for households on how to build emergency savings, so they do not have to rely on credit during turbulent times. Building a buffer is extremely sensible but it is important to know that having cash available during these times also provides tremendous opportunity.
Do not be thrown by the fact that a second global financial crisis haunts investors and decreases their confidence; a smart investor will take time to spend money making new investments at bargain prices. One of the most famous and successful investors, Warren Buffet said “The time to buy is when there is blood in the streets”. Knowing that we could be entering a period of uncertainty, is property investment on your radar? Shojin Property Partners’ CEO, Jatin Ondhia, goes into greater depth about the hidden opportunities for property investment in the UK even with the threats surrounding Brexit. He asks the question, Is Brexit the greatest opportunity or threat?
HOW DO YOU PROTECT YOUR MONEY?
There is no better time to become proactive with savings and investments, ensuring that your capital is working hard as opposed to just sitting in the bank. High yield investments are important, but it is equally important to keep your money safe. Timing the market is key and if done correctly can be a profitable long-term strategy, the key thing is to protect your money from loss or the effects of inflation! Investing in UK property not only has a long history of generating healthy returns but has outperformed the FTSE over the last 17 years and has been a popular choice when it comes to investing.
Shojin provides an insightful guide on how to invest in property for those looking to get started in property investment. The current unpleasant headlines surrounding the UK property market may not make it sound so appealing, yet property investors are still active which begs the question of how to make money through property in the current climate despite the possibility of another financial crisis around the corner?
IS PROPERTY CROWDFUNDING THE RIGHT SOLUTION FOR YOU?
By now you must be thinking that it is too little too late and what can you do now if you have not saved up lump sums of cash? When people think property investing, they think of buy to let, but this may not be as attractive any more with the increase of stamp duty, the need for a mortgage, excessive maintenance fees and changes in tax regulations. However, with the introduction of property investment crowdfunding, more people can instantly become a property investor, and this is exactly where Shojin Property Partners can help you.
Only have limited savings? At Shojin, you can invest from as little as £5K and gain access to a wide range of property investment opportunities, including debt and equity crowdfunding projects. Whether you are looking for monthly passive income to increase your household budget during a crisis or a lump sum payment after a fixed number of years for your family’s future, we always have something to offer.
As mentioned, many smart investors use turbulent times to grasp the best opportunities and we can help you build a diverse property portfolio without necessarily having expert knowledge of the property market, and without having to commit time and energy. Shojin is always dedicated to providing the highest level of due diligence on any project that is presented to our investors, ensuring that your money goes towards some of the best property deals available on the market.
Start a new journey and make your money work as hard as you even in the most unexpected of times: Learn more about the Shojin Crowdfunding model and the advantages of investing in property by watching our video What is property investment crowdfunding?